Gather and prepare all the ingredients. Preheat oven to 350F.

Whisk together the dry ingredients in a bowl: almond flour, coconut flour, stevia/erythritol blend, allspice, baking powder, and salt.

In a separate bowl, mix together the wet ingredients: melted butter, eggs, pumpkin puree, and liquid stevia. Mix until well combined.

Pour the wet ingredients into the dry ingredients and mix together until smooth.

In a separate bowl, with a hand mixer whip the softened cream cheese.

Add sour cream and mix.

Add in the maple extract, liquid stevia, and heavy cream. Mix together until well combined.

Line a muffin pan with cupcake liners. Fill half of the cupcake liner with the pumpkin muffin mixture.

Spoon the maple cream cheese mixture on top of this.

Then, add more of the pumpkin batter. Then, top with the maple cream cheese mixture again.

With a toothpick, mix these together creating a swirl. Then, place in the oven for 25-30 minutes.

A toothpick inserted into the muffin should come out clean when done. Enjoy!